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TravelTrustPayments vs Stripe Payment Links

Discover why travel companies in Costa Rica and Latin America choose Travel Trust Payments over geographical restrictions and generic Stripe links.

Feature / RequirementTravel Trust PaymentsGeneric Stripe Link
Industry Focus100% Specialized in Tourism & Travel ExperiencesGeneric E-commerce & Custom Software Development
Itinerary & Terms at CheckoutItemized pax, tour dates, binding itinerary & explicit cancellation policyGeneric product name without digital vouchers or integrated itinerary
3D Secure Anti-Chargeback Protection3DS v2.2+ mandatory on 100% transactions with Liability Shift3DS requires custom setup and additional Radar fees
Payouts & Multi-Currency ManagementDirect payouts in chosen currency (35+ currencies) zero FX conversion feeNo payouts to Costa Rica or most LatAm bank accounts (US/EU only)
Automated B2B Commission SplitsAutomatic atomic split between sellers, providers, multiple levels.Requires complex development with Stripe Connect
In-Person Sales / Walk-in SuiteNative digital front-desk suite (instant vouchers without POS terminals)Requires Terminal hardware rental
Stripe's Barrier to Entry in Latin America

Why Stripe Is Not Directly Accessible to Local Operators

1. Absence of Local Payout Accounts

Stripe requires a bank account registered in the United States or Europe. Travel Trust Payments settles funds directly into local bank accounts.

2. Lack of Tourism Context in Checkouts

Stripe Payment Links are designed for SaaS or digital products, lacking native fields for tour dates, pickup hotels, cancellation policies, or passengers.

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